Posted by Muneeza Realty Group on 12/11/2017

Brand new 13 unit Townhouse community in The Heart of Shrewsbury!Be the first to live the urban life in the burbs @ Lakeway Commons! 3 Bedrooms with walk in closets~2.5 Bathrooms~First floor Master Bedroom ~ First floor Laundry~Natural Gas~ Central Ac~ Hardwood Floors~ 9 Ft ceilings~crown moldings~granite counters~all stainless steel appliances~Gorgeous white cabinets~One car attached garage parking and one car outdoor parking~ Plenty of other guest parking~Recessed lights~Pendulums~Lots of sunlight~ Attached 1 car garage~Walk to everything~ Fantastic Location Right Off Route 9! Directly Across The Street You Will Find an Urban Center Headlined by Whole Foods, Tavern in The Square Restaurant, Starbucks, Burton's Grill, Orange Fitness Theory, Banks and many other stores. 5 Minute drive to Umass Hospital! Call today for a private showing!...$30 application fee per applicant

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Posted by Muneeza Realty Group on 12/9/2017

Establishing a homebuying budget can be tough. But for those who want to secure a terrific home at an affordable price, entering the housing market with a budget in hand can make it easy to accelerate the homebuying cycle.

Now, let's take a look at three questions to consider about a homebuying budget.

1. How much money have I saved for a home?

Examine your finances and see how much money is readily available for a home purchase.

Remember, the more money that is at your disposal, the more likely it becomes that you'll be able to secure your dream residence in no time at all.

Although savings are important, it is essential to note that those who have little to no money saved still have plenty of time to get ready for the homebuying journey. And if you start saving a little bit each day, you can move closer to accomplishing your homeownership dreams.

2. Do I need to get a home loan?

In most instances, a homebuyer will need to obtain a home loan so he or she can purchase a residence. Luckily, many lenders are available to help you discover a home loan that matches or surpasses your expectations.

Meet with a variety of lenders in your area – you'll be glad you did. Each lender can provide insights into assorted home loan options, explain how each home loan works and respond to your home loan concerns and questions.

Also, it often helps to get pre-approved for a mortgage. If you have a mortgage available when you enter the real estate market, you'll know exactly how much you can spend on a residence, thereby reducing or eliminating the temptation to overspend on a house.

3. How will my monthly expenses change after I buy a house?

Owning a home is different from renting an apartment. As such, you'll want to account for all potential expenses as you create a homebuying budget.

For example, a homeowner will be responsible for any home cable, internet and phone bills. This property owner also will need to consider any home maintenance costs like those associated with mowing the lawn in summer or removing snow from the driveway in winter.

Crafting a homebuying budget that accounts for your personal finances can be tricky. If you need additional support along the way, lenders may be able to provide expert tips to ensure you can acquire a wonderful house without exceeding your financial limitations.

Lastly, don't forget to reach out to a real estate agent for help along the homebuying journey. A real estate agent is a housing market professional who will go above and beyond the call of duty to assist you in any way possible. From setting up home showings to negotiating with home sellers on your behalf, a real estate agent will make it easy for you to secure a superior home at a budget-friendly price.

Consider the aforementioned homebuying budget questions, and you can speed up the homebuying process.




Tags: budgeting   buyer tips  
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Posted by Muneeza Realty Group on 12/2/2017

Doing a home improvement or renovation is a great way to add value to your home while learning something new. If you decide to DIY, you can enlist the help of your family and learn together.

But, when you’re taking on a task you’ve never done before, there’s a lot that can go wrong. You might go over budget, or the project might take significantly longer than expected. Sometimes we start jobs that we don’t have the expertise (or permits) to finish and have to call in a professional sinking more time and money into what was supposed to be an inexpensive renovation.

To help you avoid some of these common pitfalls, we’ve provided these tips for running a successful home improvement project so you can focus on your renovation and not on the headaches that come with it.

1. Know when to call the experts

Undertaking a do-it-yourself project can be fun and rewarding. However, some tasks are better left to the professionals. Plumbing and electrical mistakes, in particular, can be dangerous and costly if you get it wrong. You don’t want to disregard the safety of you, your family, and your belongings just to save money on hiring a professional.

2. Call the best expert for the job

Call multiple professionals for a quote before accepting an offer.

If you received what seems a very low quote for a job, make sure to call other experts in the industry to see how much they would charge for the job. Getting an unusually low offer could be a sign that the contractor will rush the project or use cheap materials.

Alternatively, if you receive a quote that seems too high, the contractor may have a busy schedule or might not really want the job, so they’ve offered you a price they don’t expect you to take.

Regardless of who you choose, see if you can find reviews and testimonials to make sure you’ve selected a contractor who is professional and has good customer feedback.

3. Aim high with your budget

When homeowners take on a renovation, they tend to underestimate the costs. To avoid being shocked by going over budget, estimate what you think the total costs would be and then at another twenty percent. That twenty percent could account for damaged building materials, mistakes, or last-minute changes and customizations--all are frequent on DIY projects.

4. Don’t work without a design or blueprint

Even for simple home improvement projects, it’s best to start out with a plan. Having detailed measurements and drawings to refer to will help you avoid costly mistakes. We’ve all felt the temptation to “eyeball it” when working on a project--taking the extra few minutes to measure and refer to your plan will save you time in the long run.

5. Relax and focus on the results

Home improvement projects can be a source of frustration for many families. If you aren’t an expert, it’s easy to get angry when things aren’t going as you planned. If you find yourself frequently hitting a wall-literally or figuratively--step back from the project and refocus on the end goal, improving your home for years to come.




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Posted by Muneeza Realty Group on 11/25/2017

Here’s some bad news: You’re probably not cleaning the windows in your home nearly enough. The good news is that cleaning the windows in your home is actually quite simple, once you know what to do. You don’t want the view of the world from your home to be covered in grime. You also don’t want the dirt on your windows to make your home appear less-than-pleasant from the outside. There’s no real rule as to when you need to clean your windows. Ideally, if you live in the city, you’ll want to clean the windows about once a month. If you live outside the city, you can get away with cleaning them less often. The pollution of the city causes dirt and dust to build up a lot more quickly on residential windows.


Clean On A Cloudy Day


It doesn’t sound like very much fun to spend a sunny day washing your windows. Really, the best time to clean windows is actually on a cloudy day. The sunlight hinders your ability to clean the windows well. The absence of bright sunlight helps to minimize streaking and spots. 


Wash The Screens And Glass Inside And Out


The way you wash your windows will depend on what type of windows you have. More modern windows flip open for easier access to clean the unit both inside and out. Older windows could require you to get out a ladder to clean the top windows. Use caution and proper ladder safety techniques for a safe cleaning experience. Cleaning the glass panes on some windows may prove to be difficult. Remove whatever parts of the window you can so that they can be thoroughly washed. Standard glass cleaner should work well on the windows themselves. You may want to take especially dirty window panes and screens outside to clean. For a streak-free clean, you’ll want to use newspaper, coffee filters, or a squeegee to help the cleaning process go more smoothly. 


Vacuum First


Before you even begin cleaning your windows, you’ll want to pull out your vacuum cleaner. This can help to get up a lot of the dust, dirt, and pollen out of the interior of the windows. This is an especially helpful tip to fight the symptoms of allergy season. After you vacuum, be sure that you hose down the exterior of your windows. Just remember to close the windows first!


While cleaning your windows may not exactly be a fun activity, by following these tips, the job will be a bit less painful!




Tags: cleaning tips   windows  
Categories: Uncategorized  


Posted by Muneeza Realty Group on 11/18/2017

When pests come into your home, there’s no creepier feeling that you may have as a homeowner. You may turn to your house insurance for assistance if the problem gets really bad. Let’s say that termites have taken over your home and gotten into your walls or foundation. Maybe mice have gotten into the walls of your home, or a squirrel has caused some major issues in the attic. Whatever the problem is, you want to remedy it quickly. It might be an expensive fix no matter what, but it has to be remedied for you to continue to live comfortably in your home. 


The Truth About Homeowners Insurance


Unfortunately, homeowners insurance doesn't cover pest infestations. It doesn’t matter if the termites have literally eaten you out of house and home, the insurance companies consider pests to be an avoidable problem. Even though you may wonder how bugs can be considered “avoidable,” it’s simple. The insurance company believes that regular maintenance and checking of your property can help to prevent bug infestations. This is why it’s so important to take care of your property and not neglect it. 


Collateral Damage


There are a few exceptions to the rule. If your ceiling caves in and it was caused by some of the pest damage, your insurance may cover the cost of the repairs to the ceiling. They may not cover the materials that are needed to repair the ceiling itself. Insurance claims can be tricky, so you’ll need to ask a lot of questions if these problems do occur for you.


What Homeowners Insurance Covers


There’s nothing more frustrating than paying an insurance premium to find out that it doesn’t actually cover anything that you need at a certain point and time. As a general rule, homeowners insurance policies cover things that are considered accidental. This would include natural disasters like hurricanes, hailstorms, or high winds. If a tree falls on your home due to a windstorm, there was really no way of preventing that from happening. Your insurance would cover this. Damage that happens over an extended period, like that of a pest infestation or an aging home generally is not covered by house insurance. 


Separate Policies


Some insurance companies do offer separate policies to cover damage from certain types of pests like termites. There are several varieties of insects that cause damage to wood structures, so these policies may be more general stating that they provide “wood destroying insect” coverage. If you live in an area that’s prone to termites, there’s a few options available to you including something called “termite bonds.”


Your best course of action as a homeowner is prevention. Keep up with regular maintenance around your home and inspect your home regularly for any problems that you may find.




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